What Is Covered Under Your Homeowners Insurance

9/22/2022 (Permalink)

Do you live in Philadelphia with renter’s insurance or homeowners insurance? Do you know what your insurance covers if you are hit with water damage?

No worries, SERVPRO of Fox Chase/Torresdale has your back. Our partnership with State Farm has allowed our professionals to understand the ins and outs of insurance. Here is what renter’s insurance covers - in short, it covers all the things you own. 

Accidents - this includes objects damaging your property

Weather impacts - any damage resulting from a natural 

Malicious mischief - this includes vandalism, theft, riots, & vehicle damage

Loss of use - if your home or property is damaged and uninhabitable after a covered loss, living accommodations and expenses that accrue will be covered by this type of insurance.

According to Forbes and the Insurance Information Institution, every year about one in 50 homeowners file water damage claims, accounting for 29% of all homeowners insurance claims. It is important to be aware of what your insurance covers and the steps to take in the event of water damage.

SERVPRO of Fox Chase/Torresdale takes pride in relieving stress from our customers and clients. Our professionals are equipped with the knowledge and resources to be the middle person between our business and their insurance claims.